Have poor credit scores been keeping you from financing a new car, truck, or SUV? Thankfully, there is an alternative: buy here pay here car lots in La Junta, CO.
In contrast to a conventional banking institution, they aren’t going to instantly refuse you when your credit score is less than perfect.
Whereas an old-fashioned car lot prefers that you pick a car or truck right off the bat, then talks to you about financing, buy here pay here car dealers focus on credit upfront.
Suggested Monthly Payments: La Junta, CO
In general, you should budget about 1/5th of your monthly budget for vehicles, and no more than 10% on your actual auto loan payment. In La Junta, on average, this tranlates to paying roughly $255 per month. Car dealerships often have an awful practice of persuading you to spend more than you should on a car or truck, so make sure you make sure you remember the 10% rule. If at all possible, spend even less than 10%.
You should not stop by a range of different dealers to get your auto loan approval. Just submit your web application, and you could find yourself behind the wheel in under one day. Virtually all car dealerships that finance bad credit in La Junta, CO will want you to have the following:
- Proof of Income
- Advance Payment
- Drivers’ License
- Proof of Residence and Employment