Most people who’ve got horrible credit are convinced they have little to no hope to finance a car, truck, or SUV and that their only option is to save up for a cheap, vehicle with tons of miles on the clock. Have you spoken with a car dealership that processes credit internally?
Such sorts of car dealerships may be called:
- Your Job is Your Credit
- Tote The Note
- Buy Here Pay Here
While a conventional dealer will have you pick a car or truck before discussing your financing agreement, buy here pay here dealerships in Cortez, CO are the opposite.
Divide your monthly income by 10, and don’t commit in excess of this amount on your regular payment. Cortez consumers pull down $2,635 every month, which translates to a recommended average monthly payment of $264. Ponying up more than 10% will put you at risk of having your vehicle repossessed, which would positively wreck your credit.
Pre-approval streamlines the financing process. Just fill out your secure online application, and you could be behind the wheel within just a day.
Car Loan Guidelines
Almost all bad credit car dealers in Cortez, CO want to see:
- Proof of Residence and Income
- Drivers License
- Cash Upfront